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Crowdfunding – Croatian legal perspective and comparison to other sources of financing*
Katarina Đurđenić 
Article | Year: 2017 | Pages: 259 - 287 | Volume: 41 | Issue: 2 Received: June 1, 2016 | Accepted: October 24, 2016 | Published online: 15.6.2017.
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FULL ARTICLE
FIGURES & DATA
REFERENCES
CROSSMARK POLICY
METRICS
LICENCING
PDF
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Interest rate percentage
|
Interest rate amount
(A)*
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Platform fee percentage
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Platform fee amount
(B)
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Payment fee percentage
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Payment fee amount
(C)
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Total (A+B+C)
|
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Indiegogo
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/
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/
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5
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500
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3
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300
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800
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Prosper
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5.32
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1,082.38
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0.50
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50
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/
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/
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1,132.38
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Seedrs
|
/
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/
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3.75
|
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/
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/
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375
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*Based on annuity repayment. Source: Calculation of the author, Indiegogo, Prosper, Seedrs.
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Repayment time
|
Interest rate percentage
|
Interest amount in EUR (A)*
|
Administrative charges percentage
|
Administrative charges amount in
EUR (B)
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Total in EUR (A+B)
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3 years
|
7
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1,431.55
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1
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100
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1,531.55
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*Based on annuity repayment. Source: Calculation of the author, Veneto banka d.d., Sberbank d.d.
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Issuer
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Funds raised in millions of HRK
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Date of prospectus approval
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Amount of costs in millions of
HRK
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Costs as percentage of funds
raised
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Hrvatska poštanska banka d.d.
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550
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30.10.2015
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6.2
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1.13
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Tankerska
next generation d.d.
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104.3
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16.10.2015
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1.2
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1.15
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Podravka
d.d.
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Up to 510
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19.6.2015
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4
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0.78
|
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Luka
Rijeka d.d.
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300
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19.6.2015
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2.3
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0.77
|
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Petrokemija
d.d.
|
253.04
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6.3.2015
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0.9
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0.36
|
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Granolio
d.d.
|
94.02
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27.2.2015
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2
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2.13
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HTP
Korčula d.d.
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Up to 66.02
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13.2.2015
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0.23
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0.35
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Tankerska
next generation d.d.
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app. 241.1
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16.1.2015
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app. 7.3
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3.03
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Average
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1.21
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Source: Calculation of the author, Croatian Financial Services Supervisory Agency.
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June, 2017
II/2017 |
